Employee Benefit Resource Center

Following are information-packed articles that we've culled from our own benefit newsletters. These articles address key areas of employee benefits, from when to go to an emergency room to drug formularies and HMO and POS plans to open enrollment procedures.

• Open Enrollment: Why It's Your Only Chance to Make Changes
• HIPAA: What Is It?
• Make the Most of Your HMO or POS Plan
• Deciding When to Go to an Emergency Room
• Drug Formulary: What Is It?
• Prescription Drugs: What's Advertised Versus What's Covered
• Order Prescription Drugs by Mail and Save